"You don't plan to fail, you fail to plan."
In my opinion, everything in life requires planning. My husband is a spur-of-the moment type of person and I am not. I have found that if I don't plan ahead, what I wanted to happen doesn't. I usually don't deal well with the stress of lack of planning. Matt doesn't plan ahead, he can't pre-plan, something always comes up and ruins his plans.
I am a multiple calendar type of girl and Matt just needs one, mostly to remember what day it is. I like to plan my calendar and menu at least a month in advance. Matt likes to do things where ever they fit it rather than making sure that they do first.
I am one of those people who is already working on Christmas stuff for this year, Matt would rather do his shopping the week before Christmas. I like to plan our finances ahead of time so I can budget the money and make it work. Matt likes to go with the flow and pay things as they come up.