I really like this. So many people these days live like they have a ton of money when the truth is really that they have more credit card debt than they want. The problem is that they want to "keep up with the Jones' ". Matt and I have never really been able to have all of the things we want. Even growing up Matt and I didn't come from money.
A few years ago our credit card was through the roof, we have since paid that off. Now we have a whole bunch of student loan debt that we have to work our way through, but we'll get there. All of our vehicles are paid off and the only debts that we have are our house and Matt's student loans.
I believe that if people really looked at what they need versus what they want, they would realize that they are spending way to much money. I do understand that there are circumstances that are out of peoples control and I am not talking about the extreme situations. I am talking about the average Joe's out there, who just want the newest gadgets that they don't need.